Month: May 2018

With Open Banking now available, don’t give the lenders a reason not to lend.

There’s been a lot of talk recently about new technology, especially regarding the new ‘open banking’ opportunities and how your private transactions will come under scrutiny by lenders decision making computers, after you’ve given permission of course! The idea is that the lender can review your incomes, outgoings and all other financial items just from […]

AToM Chairman awarded ‘Outstanding Contribution’ at Specialist Lending Awards 2018

I start this week with some fantastic news!  AToM’s Chairman and Founder (and my father!) Victor Jannels, received an award for his ‘Outstanding Contribution’ to the mortgage industry last week. The British Specialist Lending Awards ceremony was held at the spectacular London Waldorf Hotel and Vic was truly surprised and delighted, thanking everyone for their […]

Aldermore have launched a fantastic lending in to later life proposition.

I’ve mentioned lending in to later life a number of times over the last few weeks.  It’s a market that is heavily underserved and one that a number of lenders are looking to assist over the coming months.  At the moment, it’s a product range only really offered by the smaller lenders who can think […]

Two million people have their mortgage on a lenders Standard Variable Rate!

It is estimated that over two million people have their mortgage currently sitting on the lenders Standard Variable Rate.  These are the findings of the Financial Conduct Authority’s interim review of the mortgage market competition.  The regulator found that consumers are more likely to stay with their existing lender, rather than move to a new […]

Market is flat, but competition is high. What about a bridging loan?

With well over 11,000 mortgage products on offer throughout the mortgage finance market, competition is fierce.  However, the actual market itself is pretty flat and seems to be taking some time to recover from the two week Easter break! Lenders are actively looking to assist clients with great product options and despite some longer deals […]