Category: short term lending

Looking at a property project? Refurb to Let…

Looking for a property project?  Just because a property is run down or even classed as ‘uninhabitable’, does not mean you cannot get a mortgage on it.  Or, if you are intending to purchase a property to let out, but it’s currently in an ‘unlettable’ condition.  Lenders will cater for these scenarios (dependant on the […]

A Bridging Loan could help you if you need something short term.

There is an abundance of choice for consumers across the mortgage market currently and this includes the bridging / short term lending sector. Bridging Finance is the term most used for funds to be used in the short term to facilitate a financial transaction which has either an urgent or short lifespan and which is […]

Competition in the market is fierce..

I’ve mentioned a number of new lenders launching in to the Residential and Buy to Let sectors recently, and a number of new lenders are lining up for launch over the coming months.  It is an exciting time, not just because rates are so low and activity is increasing, but because lenders are now looking […]

Short term lending has immense advantages..

During the last few years, increasing attention has been focused on short term lending, or bridging as it is more widely known. Commentators are concerned, rightly so, that short term lending is used as a substitute for more traditional mortgage lending in order to obtain funds quickly. This is fine where speed and accessibility are […]

Commercial and Short term options

We are noticing much greater numbers of clients looking to raise funds in the commercial sector and this is a very positive sign that confidence is returning and not just in the residential purchase or re-mortgage arenas. Commercial lending was long the domain of high street banks and particularly so when all that was needed was […]

Help to Buy 2 launch bought forward!

The Prime Minister has bought forward the launch of the Help to Buy (mortgage guarantee) scheme to October, instead of January 2014.  But let’s review the small print before we all start celebrating the launch of the (some say) controversial scheme and how it may create a housing bubble. The Help to Buy MG scheme […]

Short Term Finance

The ‘Short Term Lending’ market continues to grow at a rapid pace.  Specifically geared at fast financial assistance, perhaps to purchase a property at auction or to enable a new purchase prior to sale of an existing property.  This is normally with a monthly interest rate and with a pre-agreed ‘exit’ route. The term ‘Bridging Finance’ is quickly becoming […]

The Mortgage event of the Year…

The great and the good of the industry descended upon London’s ExCel last week for the annual Mortgage Business Expo.   Around 70 exhibitors offered their wares to mortgage brokers, intermediaries, financial advisers, solicitors and others who attended the largest trade mortgage event in the calendar.  The two day extravaganza was well received in its new […]

Short Term Loan required?

The ‘Short Term Lending’ market is growing at a rapid pace. Specifically geared at speedily arranged loans, normally with a monthly rate of interest and pre-agreed with an ‘exit’ route, the term ‘Bridging Finance’ is quickly becoming a household name. With many lenders in the market, offering loans up to 75% of the property value […]

Visit our Lender day on 28th March

Would you like to know more about Short Term Lending / Bridging Finance / Chain Break Finance? If so, AToM is hosting a free to attend lender presentation event on Wednesday 28th March at 6.30pm at Horsham Park Barn. This is an open invitation to all Customers, Estate Agents, Solicitors, Mortgage Brokers, IFAs and any […]