F.A.Qs

Yes, you certainly can!

We’re open 9am-5:30pm Monday to Friday and 9am-2:30 pm on Saturdays.

No appointment necessary, come visit us and one of our advisers will be happy to chat with you.

No. We never charge up-front consultancy, advisory or help fees. This means you can speak to an advisor, who will find you a mortgage and give you a quote for free.

We typically charge a £199 fee on receipt of your full mortgage application. This means we’ve got all we need to submit to the lender. Then the only other fee we charge is a £375 fee on receipt of the mortgage offer.

So if you don’t get your offer you only have to pay £199.

With interest rates hovering at historic lows for a record period of time and the cost of living rising, this has made it difficult for some borrowers to accumulate a deposit.

 However, we do have plenty of options available, take a look at our First Time Buyer page for more details.

Whether you can apply for a remortgage/new purchase with missed mortgage payments, will depend on the specifics of the missed payment e.g. when it was, why, etc.  

However we have a good track record of helping those who have a missed payment. 

Call us to discuss your history and to find out more.

UK nationals looking to purchase or remortgage a property in the UK whilst living abroad usually require an Expat mortgages.
Not all lenders offer these but there are many out there, whether your looking at your own home or a BTL investment property.
Various factors like; country of residence, the currency your paid in, whether you already own UK property all come into play.
Speak to our specialist team about how we can help with expat mortgages.

The standard deposit is approximately 25% of the property value.

However, we have access to specialist BTL lenders who can consider purchases with a deposit as low as 15%.

Potentially yes.

Contact us regarding debt consolidation, raising funds for home improvements, buying a new car or even that holiday of a lifetime.

We will do everything we can to help you.

Many people have had problems with their finances at some time, so you are not alone.

Call us to explain your circumstances and we’ll show you how we can help.

With first time buyers finding it harder than ever to get a mortgage, some parents are giving their children a helping hand onto the property ladder.

 There are various ways in which you may be able to help them; raising funds on your own home, equity release, acting as a guarantor, applying for the mortgage with them (some lenders offer this as a viable option) or by applying for a family mortgage product.

 Speak to one of our specialist advisers for more information.

Potentially no, some lenders we have access to have no age limit at application or by the end of the mortgage. It all depends on your needs and circumstances.

Give our team a call today to see if we can assist you with later life lending.

What our customers say

See what our customers think of our multi-award winning service

I would like to thank you for all your help and support during this remortgage process. I really appreciate the speed and manner you dealt with everything and I think you've provided an exceptional service.

Mrs J B -
Andover

I was very impressed with Paul's performance; I can really understand why you have won so many awards. I will certainly have no reservation in recommending your services to others. Thank you

Mrs M B -
Brighton

Opening Times

Monday - Friday: 9:00 - 17:30
Saturday: 9:00 - 14:30
Sunday: Closed

24 Carfax, Horsham, West Sussex, RH12 1EB
Phone: 01403 27 26 25
Email: info@impactsf.co.uk