Mortgage life insurance covers your mortgage repayments in the event of your death.
Also referred to as 'decreasing term life insurance', the amount of cover decreases in line with how much your mortgage reduces throughout the term of your policy.
Critical Illness Cover
Critical illness insurance is a long-term insurance policy which covers serious illnesses listed within the policy.
The critical illness policy will pay out a tax-free, one-off payment. This can help pay your mortgage, rent, debts, or any needed home renovations.
With income protection insurance your monthly income is protected if you're unable to work due to an accident, sickness and/or unemployment.
All depending on if the needs are stated in the policy agreement.
Family & Lifestyle Cover
Family & Lifestyle cover is designed to pay out a cash sum if you die during the length of the policy.
It could be used to help pay the mortgage or help protect the family's lifestyle and everyday living expenses.
Whole of Life
The Whole of Life Insurance is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date.
Another way to pay for your funeral in advance is to purchase funeral insurance (alternatively known as an 'over 50's plan').
This is an insurance policy that will pay a fixed sum towards the cost of a funeral.
LIFE COVER & INCOME PROTECTION - THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME, AND WILL CEASE AT THE END OF TERM. IF PREMIUMS ARE NOT MAINTAINED, THE COVER WILL LAPSE
CRITICAL ILLNESS COVER - THE POLICY MAY NOT COVER ALL DEFINITIONS OF A CRITICAL ILLNESS. FOR DEFINITIONS OF ILLNESSES COVERED PLEASE REFER TO THE KEY FEATURES AND POLICY DOCUMENTS
Building & Contents Insurance
Buildings and contents insurance is a form of home insurance.
This is a combined insurance that will cover or replace any damage that might occur to the house or its contents.
Landlords' insurance is an insurance policy that covers a property owner from any financial losses connected with rental properties.
The policy covers the building, with the option of insuring any contents that belong to the landlord that is inside.
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