{"id":1947,"date":"2017-02-28T15:14:50","date_gmt":"2017-02-28T15:14:50","guid":{"rendered":"http:\/\/www.atomgrp.co.uk\/wordpress\/?page_id=1947"},"modified":"2026-02-13T10:29:53","modified_gmt":"2026-02-13T10:29:53","slug":"mortgages","status":"publish","type":"page","link":"https:\/\/www.impactsf.co.uk\/index.php\/mortgages\/","title":{"rendered":"Mortgages"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1947\" class=\"elementor elementor-1947\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1282 elementor-section-content-bottom elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1282\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d0 elementor-invisible\" data-id=\"4d0\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a9d elementor-widget elementor-widget-heading\" data-id=\"2a9d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mortgages<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7c54 elementor-section-content-top elementor-section-stretched elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7c54\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;shape_divider_top&quot;:&quot;mountains&quot;,&quot;shape_divider_bottom&quot;:&quot;mountains&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-31cf\" data-id=\"31cf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f3b elementor-widget elementor-widget-heading\" data-id=\"3f3b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">What We Do<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7794 elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"7794\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWhatever your requirements, whether its needing a mortgage to buy or take money out of your home, raising additional funds without changing your existing mortgage, buying an investment property to let out, need funds quickly because of close deadlines or even if you are business looking to expand into new premises, impact specialist finance are here to help.<br><br>We love out of the ordinary, its what we do best! So whatever your needs or circumstances give us a call.<br><br>At impact, we will guide you through every step of the mortgage process, from finding a suitable mortgage for your needs to managing your application through to completion.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1331 elementor-mobile-align-center elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1331\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.impactsf.co.uk\/index.php\/contact-us\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-right\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-41df\" data-id=\"41df\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9441901 elementor-widget elementor-widget-image\" data-id=\"9441901\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"473\" src=\"https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/09\/Over-55-AToM-All-Types-of-Mortgages-1024x756.jpg\" class=\"attachment-large size-large wp-image-5900\" alt=\"Over 55 AToM All Types of Mortgages\" srcset=\"https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/09\/Over-55-AToM-All-Types-of-Mortgages-1024x756.jpg 1024w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/09\/Over-55-AToM-All-Types-of-Mortgages-300x221.jpg 300w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/09\/Over-55-AToM-All-Types-of-Mortgages-768x567.jpg 768w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/09\/Over-55-AToM-All-Types-of-Mortgages-120x90.jpg 120w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/09\/Over-55-AToM-All-Types-of-Mortgages-600x443.jpg 600w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/09\/Over-55-AToM-All-Types-of-Mortgages-1536x1134.jpg 1536w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/09\/Over-55-AToM-All-Types-of-Mortgages.jpg 1901w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a40 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a40\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-14fa\" data-id=\"14fa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3600 elementor-widget elementor-widget-heading\" data-id=\"3600\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Mortgage Specialists<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34ca elementor-widget elementor-widget-icon-box\" data-id=\"34ca\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWith impact we give you the benefits of a specialist master mortgage broker\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-50ba elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"50ba\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7d50\" data-id=\"7d50\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74cf elementor-view-framed elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"74cf\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<i class=\"fa fa-shopping-basket\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c2 elementor-widget elementor-widget-heading\" data-id=\"7c2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Whole of <br>Market<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a192b5 elementor-widget elementor-widget-icon-box\" data-id=\"6a192b5\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWith access to the whole mortgage market we can find you a wide array of rates and deals, not just those on the high street. <br><br>This means you will always get the right deal for your circumstances.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-5fe4\" data-id=\"5fe4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b24 elementor-view-framed elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"5b24\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<i class=\"fa fa-percent\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6922 elementor-widget elementor-widget-heading\" data-id=\"6922\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Exclusive <br>rates<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce8f52d elementor-widget elementor-widget-icon-box\" data-id=\"ce8f52d\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe have access to a number of exclusive rates and deals.<br><br>We can also provide you with limited access lenders who will only transact through mortgage brokers.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-71a8\" data-id=\"71a8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13da elementor-view-framed elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"13da\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<i class=\"fa fa-briefcase\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ff3 elementor-widget elementor-widget-heading\" data-id=\"7ff3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Onsite<br>Underwriters<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cbf992 elementor-widget elementor-widget-icon-box\" data-id=\"4cbf992\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe are privileged to have onsite underwriters from various Lenders at our offices each week. <br><br>This can speed up the process substantially.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-67dcc28 elementor-section-full_width elementor-hidden-tablet elementor-hidden-phone elementor-section-height-default elementor-section-height-default\" data-id=\"67dcc28\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-72a6dc2\" data-id=\"72a6dc2\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f25d1fa elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"f25d1fa\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/www.impactsf.co.uk\/index.php\/mortgages\/residential-mortgages\/\" target=\"_blank\" tabindex=\"-1\"><img decoding=\"async\" width=\"1922\" height=\"1281\" src=\"https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2018\/02\/Residential-Mortgages-ATom-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker.jpg\" class=\"attachment-full size-full wp-image-5850\" alt=\"Residential Mortgages ATom All Types of Mortgages Multi Award Winning Mortgage Broker\" srcset=\"https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2018\/02\/Residential-Mortgages-ATom-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker.jpg 1922w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2018\/02\/Residential-Mortgages-ATom-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker-300x200.jpg 300w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2018\/02\/Residential-Mortgages-ATom-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker-768x512.jpg 768w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2018\/02\/Residential-Mortgages-ATom-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker-1024x682.jpg 1024w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2018\/02\/Residential-Mortgages-ATom-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker-600x400.jpg 600w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2018\/02\/Residential-Mortgages-ATom-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker-1536x1024.jpg 1536w\" sizes=\"(max-width: 1922px) 100vw, 1922px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/www.impactsf.co.uk\/index.php\/mortgages\/residential-mortgages\/\" target=\"_blank\">Residential<\/a><\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6ebfa2 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"a6ebfa2\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.impactsf.co.uk\/index.php\/mortgages\/residential-mortgages\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Find out more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-4b5b8d2\" data-id=\"4b5b8d2\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b62c239 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"b62c239\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/www.impactsf.co.uk\/index.php\/mortgages\/buy-to-let\/\" target=\"_blank\" tabindex=\"-1\"><img decoding=\"async\" width=\"1920\" height=\"1280\" src=\"https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/couch-480486_1920.jpg\" class=\"attachment-full size-full wp-image-4852\" alt=\"Couch 480486\" srcset=\"https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/couch-480486_1920.jpg 1920w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/couch-480486_1920-300x200.jpg 300w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/couch-480486_1920-768x512.jpg 768w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/couch-480486_1920-1024x683.jpg 1024w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/couch-480486_1920-600x400.jpg 600w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/couch-480486_1920-1536x1024.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/www.impactsf.co.uk\/index.php\/mortgages\/buy-to-let\/\" target=\"_blank\">Buy to Let<\/a><\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e991812 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"e991812\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.impactsf.co.uk\/index.php\/mortgages\/buy-to-let\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Find out more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-db821a6\" data-id=\"db821a6\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3139657 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"3139657\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/www.impactsf.co.uk\/index.php\/mortgages\/bridging-finance\/\" target=\"_blank\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1297\" src=\"https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/money-2724241_1920.jpg\" class=\"attachment-full size-full wp-image-4860\" alt=\"Money 2724241\" srcset=\"https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/money-2724241_1920.jpg 1920w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/money-2724241_1920-300x203.jpg 300w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/money-2724241_1920-768x519.jpg 768w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/money-2724241_1920-1024x692.jpg 1024w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/money-2724241_1920-600x405.jpg 600w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/money-2724241_1920-1536x1038.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/www.impactsf.co.uk\/index.php\/mortgages\/bridging-finance\/\" target=\"_blank\">Bridging Finance<\/a><\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abdd428 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"abdd428\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.impactsf.co.uk\/index.php\/mortgages\/bridging-finance\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Find out more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-d4b3d8a\" data-id=\"d4b3d8a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-996688d elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"996688d\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/www.impactsf.co.uk\/index.php\/mortgages\/commercial-mortgages\/\" target=\"_blank\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1441\" src=\"https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/Commercial-Building-AToM-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker.jpg\" class=\"attachment-full size-full wp-image-6081\" alt=\"Commercial Building AToM All Types of Mortgages Multi Award Winning Mortgage Broker\" srcset=\"https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/Commercial-Building-AToM-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker.jpg 1920w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/Commercial-Building-AToM-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker-300x225.jpg 300w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/Commercial-Building-AToM-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker-768x576.jpg 768w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/Commercial-Building-AToM-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker-1024x769.jpg 1024w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/Commercial-Building-AToM-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker-120x90.jpg 120w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/Commercial-Building-AToM-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker-600x450.jpg 600w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2017\/12\/Commercial-Building-AToM-All-Types-of-Mortgages-Multi-Award-Winning-Mortgage-Broker-1536x1153.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/www.impactsf.co.uk\/index.php\/mortgages\/commercial-mortgages\/\" target=\"_blank\">Commercial<\/a><\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-280202b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"280202b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.impactsf.co.uk\/index.php\/mortgages\/commercial-mortgages\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Find out more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e5513fe elementor-section-content-top elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e5513fe\" data-element_type=\"section\" data-settings=\"{&quot;shape_divider_top&quot;:&quot;mountains&quot;,&quot;shape_divider_bottom&quot;:&quot;mountains&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3aeadf80\" data-id=\"3aeadf80\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6132cf75 elementor-widget elementor-widget-heading\" data-id=\"6132cf75\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Start your mortgage journey now, make an enquiry...<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28e825ef elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"28e825ef\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWhether you are looking to Buy or Remortgage a Residential or Buy to Let property, you are only a few clicks away.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50428daf elementor-mobile-align-center elementor-align-center elementor-widget elementor-widget-button\" data-id=\"50428daf\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/impactportal.co.uk\/clientdip?leadSource=Website%20Enquiry\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Make an Enquiry<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5fa2dc28\" data-id=\"5fa2dc28\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ade4c8f elementor-widget elementor-widget-image\" data-id=\"5ade4c8f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"422\" src=\"https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2023\/08\/aa-1.jpg\" class=\"attachment-large size-large wp-image-16126\" alt=\"Aa\" srcset=\"https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2023\/08\/aa-1.jpg 1000w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2023\/08\/aa-1-300x198.jpg 300w, https:\/\/www.impactsf.co.uk\/wp-content\/uploads\/2023\/08\/aa-1-768x506.jpg 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-235b elementor-section-stretched elementor-section-content-top elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"235b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1ea6\" data-id=\"1ea6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4427655 elementor-widget elementor-widget-heading\" data-id=\"4427655\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">The impact Mortgage Process<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65a0cea elementor-widget elementor-widget-icon-box\" data-id=\"65a0cea\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\nWhether it's your first time getting a mortgage, or you're unsure of how things may have changed since your last mortgage, use our handy mortgage guide below. \n\n<br><br>This will help you to understand each stage of the mortgage process. \n\n<br><br>From seeing what's available in the market, right through to getting your funds!\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ffb elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"4ffb\" data-element_type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2041\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-2041\" aria-expanded=\"false\">Contact impact<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2042\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2042\" aria-expanded=\"false\">Let\u2019s get to know you. <\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2043\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2043\" aria-expanded=\"false\">We get your AIP<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2044\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2044\" aria-expanded=\"false\">We manage your application<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2045\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2045\" aria-expanded=\"false\">You get your mortgage offer<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2046\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2046\" aria-expanded=\"false\">You receive the funds<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-2041\" aria-expanded=\"false\">Contact impact<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2041\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2041\" tabindex=\"0\" hidden=\"false\"><p class=\"vc_custom_heading\">\u00a0<\/p><p class=\"vc_custom_heading\">While it can be perfectly suitable to go to your local Bank or Building Society for your needs, for most people looking to apply for a mortgage using a broker can be\u00a0more beneficial and, in some instances, a lot quicker.<\/p><p class=\"vc_custom_heading\">\u00a0<\/p><div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\"><p>impact\u2019s experienced, friendly and highly qualified advisers are able to access mortgages across the entire lending market. By taking the time to understand\u00a0your individual circumstances they can find the mortgage that is best suited to your needs.<\/p><p>\u00a0<\/p><p>The first step will\u00a0be a\u00a0conversation between yourselves and one of our advisers to determine\u00a0your plans moving forward\u00a0and for you to understand how\u00a0we can help.<\/p><\/div><\/div><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2042\" aria-expanded=\"false\">Let\u2019s get to know you. <\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2042\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2042\" tabindex=\"0\" hidden=\"hidden\"><p>\u00a0<\/p><p>Once your impact specialist adviser has understood\u00a0your plans, the next step is to find out about you and your circumstances. This will help us to narrow down the best potential mortgage options for you as quickly and accurately as possible.<\/p><p>\u00a0<\/p><p>You will then\u00a0complete our online \u201cFact Find\u201d.\u00a0 This is a data capture document that enables us to\u00a0understand your financial status better and will help us to find and advise the right mortgage for you.\u00a0<\/p><p>\u00a0<\/p><p>We can provide you with a full illustration and information about possible mortgage options. \u00a0Once your adviser has found the best potential products they will then be able to discuss these with you in detail and make a recommendation.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2043\" aria-expanded=\"false\">We get your AIP<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2043\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2043\" tabindex=\"0\" hidden=\"hidden\"><p>\u00a0<\/p><p>After you and your adviser have decided which mortgage is right for your needs, your adviser will need to submit an AIP (Agreement in Principle). \u00a0<\/p><p>\u00a0<\/p><p>An AIP is essentially giving the lender the information they require, in order to\u00a0agree to lending you a mortgage, in principle.\u00a0 This will include a credit search.\u00a0<\/p><p>\u00a0<\/p><p>The lender will use the information submitted to decide which of their products you are eligible for, the exact amount they are willing to lend you and\u00a0the requirments for a full mortgage application.<\/p><p>\u00a0<\/p><p>Once you have received your Agreement in Principle this is a good time to start looking for properties, if you\u2019re looking to purchase and haven\u2019t already done so. This is also when you will want to start collecting the paperwork required by the lender to support your mortgage application.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2044\" aria-expanded=\"false\">We manage your application<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2044\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2044\" tabindex=\"0\" hidden=\"hidden\"><p>\u00a0<\/p><p>Happy with the product choice?\u00a0 Then it\u2019s time to submit your mortgage application to the lender.<\/p><p>\u00a0<\/p><p>Your adviser will have already provided you with a list of documents you will need to supply as proof of your financial situation, whether that be payslips, accounts, bank statements, etc.\u00a0 Submit these to your adviser as quickly as possible in order to keep the process flowing.<\/p><p>\u00a0<\/p><p>We will submit your application to the lender and a valuation will need to be carried out.\u00a0 This is where a surveyor will visit the property on behalf of the lender, to make sure there&#8217;s suitable security for mortgage purposes.<\/p><p>\u00a0<\/p><p>During the lender application process, your impact adviser will keep you updated on progress and notify you of any further requirements the lender may have.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2045\" aria-expanded=\"false\">You get your mortgage offer<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2045\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2045\" tabindex=\"0\" hidden=\"hidden\"><p>\u00a0<\/p><p>Once the lender has completed their underwriting and your application has been accepted, a formal mortgage offer will be issued.\u00a0<\/p><p>\u00a0<\/p><p>This is the lender confirming they are happy to lend you the funds, including all the details and costs associated with it.\u00a0 This\u00a0can be a confusing document and for a large debt, <strong>please do not be shy to ask your impact adviser any questions<\/strong>.<\/p><p>\u00a0<\/p><p>A copy of the mortgage offer will be issued to yourself, your mortgage adviser and your chosen solicitor. \u00a0<\/p><p>\u00a0<\/p><p>Your adviser will check the offer for any inaccuracies or special conditions; however, it is also imperative that <strong>you<\/strong> check this yourself.<\/p><p>\u00a0<\/p><p>Once you have accepted the offer and it has been returned to the lender, the funds will be transferred to your solicitor and if applicable the exchange of contracts will\u00a0begin (make sure you have buildings insurance in place!).<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2046\" aria-expanded=\"false\">You receive the funds<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2046\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2046\" tabindex=\"0\" hidden=\"hidden\"><p>\u00a0<\/p><p>Once the solicitor is ready to complete, they will pay the relevant party in a purchase, or repay your existing mortgage lender on a remortgage.<\/p><p>\u00a0<\/p><p>The balance of any funds remaining are then transferred to your chosen bank account.\u00a0 If it\u2019s a purchase, you are effectively new home owners!\u00a0 On a remortgage, you have a new lender.<\/p><p>\u00a0<\/p><p><strong>Congratulations!<\/strong><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5f7c elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"5f7c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2c15\" data-id=\"2c15\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-24d3b6c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"24d3b6c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c72c1f2\" data-id=\"c72c1f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-95ade4e elementor-position-left elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"95ade4e\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-clock\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tOpening Times\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<b>Monday to Friday: 9:00 - 17:30<br>Saturday: Closed<br>\nSunday: Closed <\/b>\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa58995 elementor-position-left elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"fa58995\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-map-marker-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tContact Details\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<b>impact HO, 20 Barttelot Road, <br>Horsham, West Sussex RH12 1DQ<br>Phone: 01403  272625<br>Email: info@impactsf.co.uk<\/b>\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-79f7f02\" data-id=\"79f7f02\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82ce0a0 elementor-widget elementor-widget-google_maps\" data-id=\"82ce0a0\" data-element_type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=impact%20specialist%20finance&#038;t=m&#038;z=15&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"impact specialist finance\"\n\t\t\t\t\taria-label=\"impact specialist finance\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d842c3 elementor-shape-circle elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"3d842c3\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-twitter elementor-animation-wobble-vertical elementor-repeater-item-0c79846\" href=\"https:\/\/twitter.com\/impactsfinance\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Twitter<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-twitter\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-animation-wobble-vertical elementor-repeater-item-xmoknyr\" href=\"https:\/\/en-gb.facebook.com\/impactspecialistfinance\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-facebook\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-animation-wobble-vertical elementor-repeater-item-d71c7c3\" href=\"https:\/\/www.instagram.com\/impactspecialistfinance\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Instagram<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-instagram\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-youtube elementor-animation-wobble-vertical elementor-repeater-item-42f56fd\" href=\"https:\/\/www.youtube.com\/channel\/UC6yPh_A8Y_Tp0SRSxhtzoxA\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Youtube<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-youtube\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-animation-wobble-vertical elementor-repeater-item-jm3e195\" href=\"https:\/\/uk.linkedin.com\/company\/atom-all-types-of-mortgages-ltd-\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-linkedin\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mortgages What We Do Whatever your requirements, whether its needing a mortgage to buy or take money out of your home, raising additional funds without changing your existing mortgage, buying an investment property to let out, need funds quickly because of close deadlines or even if you are business looking to expand into new premises, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"slim_seo":{"title":"Mortgage Solutions | Impact Specialist Finance Horsham","description":"Discover a wide range of mortgage options with Impact Specialist Finance. Expert advice for first-time buyers, remortgages, and complex cases across the UK."},"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.impactsf.co.uk\/index.php\/wp-json\/wp\/v2\/pages\/1947"}],"collection":[{"href":"https:\/\/www.impactsf.co.uk\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.impactsf.co.uk\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.impactsf.co.uk\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.impactsf.co.uk\/index.php\/wp-json\/wp\/v2\/comments?post=1947"}],"version-history":[{"count":1,"href":"https:\/\/www.impactsf.co.uk\/index.php\/wp-json\/wp\/v2\/pages\/1947\/revisions"}],"predecessor-version":[{"id":17102,"href":"https:\/\/www.impactsf.co.uk\/index.php\/wp-json\/wp\/v2\/pages\/1947\/revisions\/17102"}],"wp:attachment":[{"href":"https:\/\/www.impactsf.co.uk\/index.php\/wp-json\/wp\/v2\/media?parent=1947"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}