
From humble beginnings to a trusted name in UK mortgages
Based in Horsham, West Sussex, we’ve grown into an integral part of the UK mortgage industry, and with three decades of experience, your mortgage is in safe hands.
Read our storyFirst home, remortgage, buy to let or something more complicated. As a whole-of-market broker, our Horsham team searches for lenders whose criteria may fit your circumstances.
Whether you’re self-employed, have had credit problems, or simply want a better rate, there may be more options than you think.

Living with parents, friends or renting? We’ll help you buy your first home.
Find out more
Raise funds, buy a second property, or move to a better interest rate. Think carefully before securing other debts against your home.
Find out more
Buy-to-Let mortgages for first-time and experienced landlords. Rental income isn’t guaranteed and property values can fall.
Find out more
Quick, short-term funding that works for a wide range of situations.
Find out more
Starting your first commercial project or growing a portfolio, we’ll help you explore suitable options.
Find out more
Aged 55 or over and looking to release money from your home? We can introduce you to our specialist partner, Age Partnership. Think carefully before securing other debts against your home.
Find out moreA no from your bank doesn’t always mean no mortgage. Other lenders may take a different view, and finding them is what we do best.
Low credit score, unusual income, a non-standard property: talk to our team and see what’s possible.
Protecting your family and knowing your credit position are part of getting the right deal.
We’ll introduce you to our award-winning partner, Caspian Insurance Services, who offer protection advice at no cost to you. We may receive a share of Caspian’s commission.
Get a Caspian quote (opens in a new tab)Checkmyfile shows data from Experian, Equifax and TransUnion together, so you can see what lenders may see.
See your report free (opens in a new tab) Free for 7 days, then a paid monthly subscription. Cancel online anytime. We may receive a payment if you sign up.Work out what you’ll pay in stamp duty and read our step-by-step guide to how the mortgage process works.
The mortgage process Stamp duty calculator (GOV.UK) (opens in a new tab)
Based in Horsham, West Sussex, we’ve grown into an integral part of the UK mortgage industry, and with three decades of experience, your mortgage is in safe hands.
Read our story“As first time buyers, we were finding the mortgage process quite daunting, especially as my husband has unique financial circumstances (self employed / contractor)… both Kelly and Kevin were incredibly supportive, knowledgeable and patient… We felt supported throughout the entire process…”IsobelFirst home, Trustpilot
“Sue and Kelly did an amazing job in supporting us. I cannot recommend them highly enough, they were friendly, efficient and very supportive as we navigated our way through the process of acquiring a bridging loan.”TinaBridging, Trustpilot
“The service I received from Sue was exceptional. She in my view went to extremes to help with the problems that solicitors caused over the past weeks. Cannot praise her more highly.”ChristopherTrustpilot
“Expert knowledge from a skilled team. Our needs were addressed promptly and efficiently. I would highly recommend Impact, it was a 5 star plus service.”SophieTrustpilot
“Outstanding service from both Joe and Kelly. I would definitely recommend you to my friends.”SharifTrustpilot
“Very professional service. They know what they are doing.”GenTrustpilot
Buying or remortgaging a residential or buy to let property? You’re only a few clicks away from expert advice.
Impact HO
20 Barttelot Road
Horsham, West Sussex
RH12 1DQ
Phone: 01403 272625
Email: info@impactsf.co.uk