Call 01403 272625   or email info@impactsf.co.uk Open Monday to Friday, 9:00am to 5:30pm

Mortgages for the cases others turn away.

First home, remortgage, buy to let or something more complicated. As a whole-of-market broker, our Horsham team searches for lenders whose criteria may fit your circumstances.

Whole of marketNot tied to any single lender
Multi-award winningNational recognition, year after year
30 years’ experienceSpecialist finance since day one
Rated ExcellentBy our customers on Trustpilot

Declined by the high street?

A no from your bank doesn’t always mean no mortgage. Other lenders may take a different view, and finding them is what we do best.

Low credit score, unusual income, a non-standard property: talk to our team and see what’s possible.

  • Self-employed or contract income
  • Past credit problems or a low score
  • Steel-framed or non-standard construction
  • Staying with your lender, or switching

Beyond the mortgage

Protecting your family and knowing your credit position are part of getting the right deal.

Is your family protected?

We’ll introduce you to our award-winning partner, Caspian Insurance Services, who offer protection advice at no cost to you. We may receive a share of Caspian’s commission.

Get a Caspian quote (opens in a new tab)

Check your credit file

Checkmyfile shows data from Experian, Equifax and TransUnion together, so you can see what lenders may see.

See your report free (opens in a new tab) Free for 7 days, then a paid monthly subscription. Cancel online anytime. We may receive a payment if you sign up.

Plan your purchase

Work out what you’ll pay in stamp duty and read our step-by-step guide to how the mortgage process works.

The mortgage process Stamp duty calculator (GOV.UK) (opens in a new tab)
The Impact Specialist Finance team
30years of making mortgages easy

From humble beginnings to a trusted name in UK mortgages

Based in Horsham, West Sussex, we’ve grown into an integral part of the UK mortgage industry, and with three decades of experience, your mortgage is in safe hands.

Read our story

Rated Excellent on Trustpilot

TrustScore 5.0 from 431 reviews
“As first time buyers, we were finding the mortgage process quite daunting, especially as my husband has unique financial circumstances (self employed / contractor)… both Kelly and Kevin were incredibly supportive, knowledgeable and patient… We felt supported throughout the entire process…”
IsobelFirst home, Trustpilot
“Sue and Kelly did an amazing job in supporting us. I cannot recommend them highly enough, they were friendly, efficient and very supportive as we navigated our way through the process of acquiring a bridging loan.”
TinaBridging, Trustpilot
“The service I received from Sue was exceptional. She in my view went to extremes to help with the problems that solicitors caused over the past weeks. Cannot praise her more highly.”
ChristopherTrustpilot
“Expert knowledge from a skilled team. Our needs were addressed promptly and efficiently. I would highly recommend Impact, it was a 5 star plus service.”
SophieTrustpilot
“Outstanding service from both Joe and Kelly. I would definitely recommend you to my friends.”
SharifTrustpilot
“Very professional service. They know what they are doing.”
GenTrustpilot

Start your mortgage journey

Buying or remortgaging a residential or buy to let property? You’re only a few clicks away from expert advice.

Make an online enquiry (opens in a new tab)

Visit us

Impact HO
20 Barttelot Road
Horsham, West Sussex
RH12 1DQ

Get in touch

Phone: 01403 272625
Email: info@impactsf.co.uk

Opening times

Monday to Friday
9:00 to 17:30
Saturday
Closed
Sunday
Closed