Impact Specialist Finance Triumphs Again, Winning Best Specialist Mortgage Broker for the Fourth Consecutive Year at the 2024 What Mortgage Awards Horsham, UK – July 2024 – Impact Specialist Finance has been awarded Best Specialist Mortgage Broker for the fourth consecutive year at the 2024 What Mortgage Awards. The What Mortgage Awards celebrate and honour […]
Category: Blogs
How to Save Thousands by Overpaying on Your Mortgage
Considering overpaying on your mortgage can help reduce the interest you pay and bring you closer to being mortgage-free. However, before committing to this strategy, it’s essential to ensure it’s the best use of your funds and avoid any potential fees from exceeding your lender’s limits. Here are the key considerations and advantages of mortgage […]
Navigating the End of Your Fixed Rate Mortgage: What Are Your Options?
As the end of your fixed rate mortgage term approaches, you might be wondering about your next steps. Transitioning from a fixed rate period can seem daunting, but it’s also an excellent opportunity to reassess your financial strategy and potentially save money. Here’s a guide to help you understand some of the options available. Switch/Revert […]
Common Mortgage Mistakes to Avoid When Applying for a Mortgage
Applying for a mortgage can be a daunting and complex process. With so many steps and considerations, it’s easy to make mistakes that can delay or even derail your plans to buy a home. Understanding these common pitfalls can help you navigate the mortgage process more smoothly and increase your chances of securing the best […]
Mastering Your Credit File: A Crucial Step Before Applying for a Mortgage
Embarking on the journey of purchasing a home is an exciting milestone. However, before you dive into the mortgage application process, it’s imperative to ensure your credit file is in top shape. Your credit file plays a pivotal role in determining your mortgage approval and the interest rates you’ll be offered. By being proactive, you […]
Mortgages for the Self-Employed: What You Need to Know
Navigating the mortgage market when you’re self-employed can seem daunting. However, with the right information and preparation, securing a mortgage is absolutely within reach. In this blog, we’ll cover key aspects you need to know about getting a mortgage if you’re self-employed. Understanding the Basics Being self-employed doesn’t exclude you from obtaining a mortgage, but […]
Why Do I Need a ‘Decision in Principle’ to Make a Property Offer?
Purchasing a home is one of the most significant financial commitments you’ll ever make. In the housing market, having a Decision in Principle (DIP) is a crucial step that can significantly impact your home-buying journey. But what exactly is a Decision in Principle, and why is it so important? Let’s delve into the key reasons […]
The Rise of the ‘Bank of Mum and Dad’: Understanding Gifted Deposits
Many first-time buyers are increasingly turning to the ‘Bank of Mum and Dad’ to step onto the property ladder. For some, achieving saving for a deposit is an unachievable goal without family assistance, a trend that has become more pronounced in recent years. Navigating financial support from family can be challenging, particularly with the various […]
The Role of a Mortgage Broker: How They Help You Find the Right Deal
In the maze of the UK mortgage market, finding the perfect deal can feel like searching for a needle in a haystack. With numerous lenders, varying rates, and complex terms, navigating the world of mortgages can be overwhelming. This is where a mortgage broker steps in as your guiding light, simplifying the process and helping […]
We’ve Been Shortlisted – What Mortgage Awards 2024
Thanks to your invaluable support, we’ve secured a nomination for a prestigious mortgage award! We’re thrilled to announce that we’ve once again been shortlisted for the coveted title of Best Specialist Mortgage Broker at the What Mortgage Awards 2024. For over 30 years, the What Mortgage Awards have served as a stamp of approval, recognising, […]