Sometimes a remortgage may not be the best option available to you. You may want to stay with your existing lender or you may need the additional funds quicker than a normal remortgage can supply.
Secured loans offer an alternative way of raising funds against properties you own. They can often be arranged quicker than a traditional remortgage and can potentially be cheaper for you in the long term.
A secured loan, sometimes known as a second charge, is a loan which is secured against your property in addition to your existing mortgage and can be used for a wide variety of different purposes and can offer a viable alternative to further borrowing on your current mortgage. If you have a preferential rate that you would rather not lose, but want to raise funds quickly a secured loan could be an option.
Secured loans can be raised against both your own home and/or any buy to let properties you may own and can be a decent alternative to access funds while avoiding paying early repayment charges.
Secured loans cater for a variety of different circumstances including credit issues, debt consolidation, complex income and home improvement.
There are a number of expert lenders who offer secured loans and using our bespoke loan processing software we can achieve minimum delay to your application.
impact's secured loan department has more than 80 years of collective experience in the second charge market and has the expertise to get you the financing that you require.
The benefits of a Secured Loans
Low, Medium & Heavy Adverse
No Upfront Fees (We Pay All Processing Costs)
Employed & Self-Employed
Residential and Buy to let
What our customers say
See what our customers think of our multi-award winning service
I would like to thank you for all your help and support during this remortgage process. I really appreciate the speed and manner you dealt with everything and I think you've provided an exceptional service.
Mrs J B - Andover
I was very impressed with AToM’s performance; I can well understand why you have won so many awards. I will certainly have no reservation in recommending AToM’s services to others. Thank you
Mrs M B - Brighton
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A
MORTGAGE OR ANY OTHER LOAN SECURED ON IT
We may share your information with our Third Party Specialist partner (The Loan Partnership, FCA Ref 707809 ) for the purposes of Second Charge Lending. They work independently of impact specialist finance limited.
Monday to Friday: 9:00 - 17:30 Saturday: Closed