Our Team

Our Team

Abbie Gaul

Mortgage & Protection Adviser


Abbie boasts over 20 years’ experience in Mortgage & Finance, including 10 years directly advising on mortgages.


Professionally qualified and with a wealth of knowledge, Abbie can offer specialist advice and assistance to landlords. She has expertise in Buy to Let, HMO finance and restructure of portfolios to Ltd Company status.


In addition, she can assist clients with appropriate bridging and development finance solutions to fund their own projects.

Paul Waight

Mortgage & Protection Adviser


Paul is an experienced mortgage adviser and has been in the industry for over 12 years.


He enjoys helping his clients find the right mortgage, whether this is to buy a new home, fund work to improve their property or even to get a better rate.

He also deals with clients who have adverse credit and has access to specialist lenders.

Gema Davidson-Fernandez

Mortgage & Protection Adviser


Gema has over 10 years experience in Financial Services including directly advising on Mortgages and Life insurances.

Professionally qualified, Gema can offer advice and assistance on Residential, Complex Residential and Buy to Let mortgages as well as specialist advice on Life protection cover.

Gema is bilingual Spanish-English and can offer her advice in both languages.

Samantha McDermott

Mortgage & Protection Adviser


Samantha is our newest adviser here at impact specialist finance


Samantha has a wealth of experience and can help you find the right mortgage for your specific needs



Mike Hocking

Mortgage & Protection Adviser


Mike has a wealth of experience branching over 25 years, with an extensive background in the expat and over 55’s markets. 


Mike brings a vast amount of experience and expertise to impact. Based in London Mike is able to support clients further afield from impact HQ.


Mike is also a qualified Equity Release specialist.

Amanda Masser

Senior Sales Support

CertPFS Cert CII (MP)

Amanda has worked with Financial Advisers and Mortgage Brokers for nearly 15 years in a Sales Support Role. She is FPC and CeMAP equivalent qualified.


Amanda’s role within impact is to support the direct mortgage advisers in all aspects of the mortgage process.


Her aim is to offer good customer service to clients and to support the advisers.

Isabella Meisinger

Sales Support

Isabella recently join the impact team as Sales Support for our Advisers

Roz Bailey

Mortgage Administrator

Roz is the impact teams mortgage administrator, joining with 6 years experience in the mortgage industry both as administrative support and loan processing.


Rozalyn’s role within impact is to support the adviser team in all aspects of the mortgage process ensuring their clients receive a stress free application process.

Dale Jannels

Managing Director


Dale is the eldest of the Jannels children and managing director of impact specialist finance.


Having taken the leading role in managing the business and its staff from Vic, Dale now spends his time ensuring staff are providing the best possible advice and service to impact’s clients as well as moving impact forward in all aspects.


While he may spend most of his time in his managerial role, he still makes sure spend time speaking to customers and providing the service and expertise impact is known for.

Vic Jannels



Vic is the chairman and founder of impact. Having started the business in children’s playroom in 1991, Vic has taken impact from strength to strength through its 27 years, solidifying its place a well respected name in the mortgage world.


Vic has received numerous achievement awards for his dedicated service to the industry, championing not just mortgage professionals but the rights and well being of clients as well.


Having taken a step back from the management of the business, Vic is now impact’s Bridging and Commercial specialist.

Opening Times

Monday to Friday: 9:00 - 17:30
Saturday: 9:00 - 14:30
Sunday: Closed

Contact Details

impact House, 24 Carfax,
Horsham, West Sussex RH12 1EB
Phone: 01403 272625
Email: [email protected]