Navigating the mortgage market when you’re self-employed can seem daunting. However, with the right information and preparation, securing a mortgage is absolutely within reach. In this blog, we’ll cover key aspects you need to know about getting a mortgage if you’re self-employed. Understanding the Basics Being self-employed doesn’t exclude you from obtaining a mortgage, but […]
Purchasing a home is one of the most significant financial commitments you’ll ever make. In the housing market, having a Decision in Principle (DIP) is a crucial step that can significantly impact your home-buying journey. But what exactly is a Decision in Principle, and why is it so important? Let’s delve into the key reasons […]
Many first-time buyers are increasingly turning to the ‘Bank of Mum and Dad’ to step onto the property ladder. For some, achieving saving for a deposit is an unachievable goal without family assistance, a trend that has become more pronounced in recent years. Navigating financial support from family can be challenging, particularly with the various […]
In the maze of the UK mortgage market, finding the perfect deal can feel like searching for a needle in a haystack. With numerous lenders, varying rates, and complex terms, navigating the world of mortgages can be overwhelming. This is where a mortgage broker steps in as your guiding light, simplifying the process and helping […]
Thanks to your invaluable support, we’ve secured a nomination for a prestigious mortgage award! We’re thrilled to announce that we’ve once again been shortlisted for the coveted title of Best Specialist Mortgage Broker at the What Mortgage Awards 2024. For over 30 years, the What Mortgage Awards have served as a stamp of approval, recognising, […]
Looking to remortgage? Don’t assume you have to wait until your existing deal finishes before you can start the ball rolling. If your current mortgage deal ends within the next six months and you want to lock into a new deal now, it is possible to secure a deal even if you’re currently tied into […]
Owning a home is a dream for many, and for most of us, it involves taking out a mortgage – a significant financial commitment that requires careful consideration and planning. One crucial aspect that plays a pivotal role in the mortgage approval process is your credit report. In this blog post, we’ll delve into why […]
Later life lending is the umbrella term for any mortgage product aimed at homeowners over the age of 55. The flexibility of these mortgage solutions makes them suitable for various purposes, such as: Offering a feasible alternative to utilising other assets. Providing a means to supplement retirement income. Unlocking capital for various purposes such as […]
Embarking on the journey of owning and managing holiday lets presents an exciting opportunity for individuals seeking to enter the world of short-term property rentals. In this guide, we’ll take you through a step-by-step approach on how to purchase a holiday let property, secure insurance, find the right mortgage using reputable brokers like Impact Specialist […]
When applying for a mortgage, your credit score is one of the most important measures of your financial health. It tells lenders how responsibly you use credit. The better your score, the easier it is to be approved for new loans, as well as to successfully get a mortgage. Factors That Affect Your Credit Score […]
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