Some lenders may not offer the most competitive rates to UK citizens residing abroad or even offer them at all. Fortunately at impact we have partnered with some excellent lenders, from specialist firms to regional building societies to build a panel of expat mortgages covering almost all situations.
Whether you're looking to purchase property in the UK or refinance property you already have, give impact a call and see how we can help you.
Are you looking to purchase a property in the UK for you or your family to live in?
Are you thinking of returning to the UK in the near future or want a permanent home to return to whenever you come back to visit? Or maybe you already have a property in the UK and you want to refinance.
If you need a mortgage on a UK property, contacting impact should be your first step.
Expat Buy to Lets
If you're looking to start or increase your investment in UK property while resident abroad, give impact a call.
Obtaining a mortgage on a buy to let property as an Expat isn't quite as straightforward as if you were living in the UK. You may be subject to additional stress testing. Depending on where you are residing and what currency you are paid in the number of lenders available could vary substantially.
However, we treat our Expat clients with the same professionalism and diligence as any other client. Your adviser will still assess your entire situation, plans for the future and any preferences or requirements you may have, assess the market and find the most appropriate mortgage to suit your needs.
FOREIGN CURRENCY MORTGAGES - CHANGES IN THE EXCHANGE RATE MAY EFFECT THE STIRLING EQUIVALENT OF YOUR DEBT
IT IS A REGULATORY REQUIREMENT THAT ANY EXPAT RESIDENT ABROAD WISHING TO TRANSACT ON UK PROPERTY IS INTERVIEWED FACE TO FACE IN THE UK BY THEIR ADVISER.
What our customers say
See what our customers think of our multi-award winning service
I would like to thank you for all your help and support during this remortgage process. I really appreciate the speed and manner you dealt with everything and I think you've provided an exceptional service.
Mrs J B - Andover
I was very impressed with impact’s performance; I can well understand why you have won so many awards. I will certainly have no reservation in recommending impact’s services to others. Thank you