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Bridging loans are versatile and fast-paced types of short-term financing that can help individuals and businesses achieve their goals when time is of the essence. With rising property prices, tight deadlines, or unexpected financial needs, bridging loans can offer a timely solution that traditional lending may not be able to …Read More »

If you’re nearing the end of your fixed mortgage term, you might have started hearing the term “remortgaging.” But what does it mean, and how does it work? At Impact Specialist Finance, we’re here to simplify the process and guide you through the next steps. How the Remortgaging Process Works …Read More »

This month, we’re bringing you important news on the recent changes to Stamp Duty Land Tax (SDLT) following the Autumn Budget. These updates, including adjustments to the SDLT surcharge for second homes, changes to relief thresholds for first-time buyers, and the upcoming expiration of temporary SDLT thresholds, could have a …Read More »

For self-employed individuals, securing a mortgage can seem like a complex task. Unlike salaried employees with regular pay slips, self-employed applicants often face unique challenges when proving income and navigating the application process. However, with proper preparation and expert advice, obtaining a mortgage is entirely possible. Proving Your Income One …Read More »

When buying a property in England and Wales, one of the most important aspects to consider is the type of ownership you’ll be acquiring. Whether you’re purchasing a home or an investment property, understanding the differences between freehold, leasehold, and commonhold is essential. Each has its implications for ownership rights, maintenance responsibilities, and …Read More »