Taking your first step on the buy-to-let mortgage ladder is as exciting as it is daunting. Paul Brett, MD of Landbay for Intermediaries has the answers to the top questions on every would-be landlord’s lips. Buying property to rent out can be a lucrative business if you own lots of properties or it could be […]
Tag: buy to let
Buy to let landlords. Do you know about the upcoming changes to EPCs?
Have you got a buy to let? Are you aware of the changes regarding your property’s energy efficiency? Properties risk becoming ‘unrentable’ if landlords do not make the necessary changes required by 2025.
Even on Furlough, lenders may consider you for a mortgage
Just because you’re on the Furlough Scheme (or have been on it), does not necessarily mean you cannot get a mortgage. Several lenders have issued guidelines to accommodate those on Furlough and will offer mortgage products to them. Especially clients looking to stay with the same lender and do what is called a ‘product transfer’. […]
Covid-19 Mortgage Repayment Holiday Q&A
As the impact of Coronavirus is felt across the UK, you may be worried about how it could affect you and your home. With the Government announcement yesterday, that they have extended the three-month mortgage repayment holiday beyond residential mortgages to now include Buy-to-Let mortgages. We have pulled together the following Q&A guidance from various […]
Buy to Let trends and Landlord confidence
At the Property Investor and Homebuyers show at the London ExCel last weekend, it was a great opportunity to talk to professional landlords, as well as those looking to take their first steps onto the Buy to Let sector ladder. With many changes and increases in taxation on profits being recently introduced along with licence […]
Your mortgage scenario is not out of the ordinary to us!
You might think that your scenario is out of the ordinary and maybe a lender won’t look to assist you. And you might be right, if you are purely looking at the mortgage lenders on the high street. But we all know that not everyone fits this ‘ideal client’ picture. Complex scenarios are on the increase and […]