Category: Blogs

Looking to remortgage? Don’t assume you have to wait until your existing deal finishes before you can start the ball rolling. If your current mortgage deal ends within the next six months and you want to lock into a new deal now, it is possible to secure a deal even if you’re currently tied into […]

Owning a home is a dream for many, and for most of us, it involves taking out a mortgage – a significant financial commitment that requires careful consideration and planning. One crucial aspect that plays a pivotal role in the mortgage approval process is your credit report. In this blog post, we’ll delve into why […]

Later life lending is the umbrella term for any mortgage product aimed at homeowners over the age of 55. The flexibility of these mortgage solutions makes them suitable for various purposes, such as: Offering a feasible alternative to utilising other assets. Providing a means to supplement retirement income. Unlocking capital for various purposes such as […]

Embarking on the journey of owning and managing holiday lets presents an exciting opportunity for individuals seeking to enter the world of short-term property rentals. In this guide, we’ll take you through a step-by-step approach on how to purchase a holiday let property, secure insurance, find the right mortgage using reputable brokers like Impact Specialist […]

When applying for a mortgage, your credit score is one of the most important measures of your financial health. It tells lenders how responsibly you use credit. The better your score, the easier it is to be approved for new loans, as well as to successfully get a mortgage. Factors That Affect Your Credit Score […]

If you own your own home, you will want to protect it, and your belongings, with buildings and contents insurance. You’ll need to have buildings insurance in place to ensure you can pay for any necessary repairs, should your home suffer any damage. Depending on your lender and your circumstances, buildings insurance is usually a […]

Writing a Will or updating an existing one should be considered whenever there is a significant life event. You may want to review your Will when you have a child, when you get married, when you retire or when you purchase a property. For many people, buying a house is likely to be the biggest […]

Protection insurance is a crucial safety net for consumers, offering financial security and peace of mind in the face of life’s uncertainties. From unexpected illnesses to unfortunate accidents, protection insurance provides a range of options designed to safeguard individuals and their families. Here are some key types of protection insurance to consider: Whole of Life […]

In a world where financial stability plays a pivotal role in our lives, your credit history holds immense significance. It can be the key to unlocking opportunities, such as securing a mortgage for your dream home. However, what happens when your credit history is tarnished with blips and blemishes? Does that mean you can never […]

This is a challenging period for individuals considering property investments for rental purposes. With rising mortgage rates, less favourable tax conditions, and stricter regulations, the financial calculations are no longer as enticing for many prospective landlords. While the demand for rental properties remains high, it’s premature to write off the market entirely; it still shows […]