Autumn approaches, marking the end of a busy summer for holiday let landlords. This year, we’re seeing increased interest from property investors seeking insights into the holiday let sector and considering their next steps. Whatever questions you may have, here’s a quick overview of what’s going on in the market and a review as to […]
We understand that purchasing a dream home or making a significant property investment is a thrilling prospect. However, obtaining a large mortgage comes with its fair share of challenges. Here we aim to shed light on the issues surrounding securing such home loans and provide you with valuable insights to make an informed decision. Creditworthiness […]
Impact Specialist Finance, based in Horsham, has been awarded Best Specialist Mortgage Broker for the third year in a row at the 2023 What Mortgage Awards. The What Mortgage Awards recognises and rewards the very best businesses in the UK’s mortgage and associated personal finance markets. The awards were announced in a live, interactive Twitter […]
Property refurbishment loans are a form of short-term financing typically used by investors and landlords to refurbish, convert or build residential properties or commercial premises. Loans are generally taken out with the aim of increasing a property’s value until it is sold on the open market or refinanced with a mortgage. Anyone can refurbish a […]
Now Help to Buy London is closed, there are still other forms of help available when it comes to getting a foothold on the property ladder in the capital. Shared ownership Shared Ownership is also known as part-buy part-rent. Buyers pay a low deposit, and purchase only a share of a property with a mortgage. […]
There’s no glossing over the fact that buying a property is tougher than it used to be. Budgets are being squeezed like never before as interest rates are at a 15-year high, low-cost mortgages are no longer available, and high energy costs have fuelled the cost of living issue. Despite all this, 2023 could be […]
Looking to remortgage? Don’t assume you have to wait until your existing deal finishes before you can start the ball rolling. If your current mortgage deal ends within the next 6 months, or you’re concerned that rates are edging up and want to lock into a new deal now, it is possible to secure a […]
Property investors have a range of different finance open to them, each of which can work for various scenarios. If a landlord wants to purchase a regular property to add to their portfolio, they may want to opt for a regular buy-to-let loan for example, while a developer could utilise specialist development finance when looking […]
Halifax reports that the average age of a first-time buyer is now 32. More and more parents are now having older children who have moved out to go to university, but have since moved back home again and are having difficulty getting onto the property ladder. Known as ‘boomerang kids’, this situation may well sound […]
Getting your foot on the property ladder can seem daunting, but it doesn’t have to be, once you read our tips and advice. How do you make your dream of buying your first home a reality? With UK house prices continuing to rise – official figures from the Office for National Statistics based on mortgage […]
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