Category: Blogs

It’s been two years since the rising cost of living became a major concern for all of us. Unfortunately, it seems like this challenge will stick around for a while. As consumers, you’ve probably noticed the immediate effects, like more people relying on food banks. But there are also some longer-term consequences that are starting […]

UK mortgage borrowers who are self-employed and/or have complex income sources, such as dividend income, or partnership in a Limited Liability Partnership (LLP), often encounter significant challenges when seeking a mortgage. These issues stem from the traditional lending criteria used by mortgage providers, which may not adequately cater to the unique financial circumstances of these […]

Autumn approaches, marking the end of a busy summer for holiday let landlords. This year, we’re seeing increased interest from property investors seeking insights into the holiday let sector and considering their next steps. Whatever questions you may have, here’s a quick overview of what’s going on in the market and a review as to […]

Property refurbishment loans are a form of short-term financing typically used by investors and landlords to refurbish, convert or build residential properties or commercial premises. Loans are generally taken out with the aim of increasing a property’s value until it is sold on the open market or refinanced with a mortgage. Anyone can refurbish a […]

Now Help to Buy London is closed, there are still other forms of help available when it comes to getting a foothold on the property ladder in the capital. Shared ownership Shared Ownership is also known as part-buy part-rent. Buyers pay a low deposit, and purchase only a share of a property with a mortgage. […]

There’s no glossing over the fact that buying a property is tougher than it used to be. Budgets are being squeezed like never before as interest rates are at a 15-year high, low-cost mortgages are no longer available, and high energy costs have fuelled the cost of living issue. Despite all this, 2023 could be […]

Looking to remortgage? Don’t assume you have to wait until your existing deal finishes before you can start the ball rolling. If your current mortgage deal ends within the next 6 months, or you’re concerned that rates are edging up and want to lock into a new deal now, it is possible to secure a […]