Category: Blogs

Property refurbishment loans are a form of short-term financing typically used by investors and landlords to refurbish, convert or build residential properties or commercial premises. Loans are generally taken out with the aim of increasing a property’s value until it is sold on the open market or refinanced with a mortgage. Anyone can refurbish a […]

Now Help to Buy London is closed, there are still other forms of help available when it comes to getting a foothold on the property ladder in the capital. Shared ownership Shared Ownership is also known as part-buy part-rent. Buyers pay a low deposit, and purchase only a share of a property with a mortgage. […]

There’s no glossing over the fact that buying a property is tougher than it used to be. Budgets are being squeezed like never before as interest rates are at a 15-year high, low-cost mortgages are no longer available, and high energy costs have fuelled the cost of living issue. Despite all this, 2023 could be […]

Looking to remortgage? Don’t assume you have to wait until your existing deal finishes before you can start the ball rolling. If your current mortgage deal ends within the next 6 months, or you’re concerned that rates are edging up and want to lock into a new deal now, it is possible to secure a […]

Halifax reports that the average age of a first-time buyer is now 32. More and more parents are now having older children who have moved out to go to university, but have since moved back home again and are having difficulty getting onto the property ladder. Known as ‘boomerang kids’, this situation may well sound […]

Getting your foot on the property ladder can seem daunting, but it doesn’t have to be, once you read our tips and advice. How do you make your dream of buying your first home a reality? With UK house prices continuing to rise – official figures from the Office for National Statistics based on mortgage […]

Would now be a good time to buy a house? That’s something many people might be asking as they wonder where UK house prices will go in 2023. According to the latest data from online real estate Zoopla, house price growth slowed to a standstill in the final quarter of 2022 following a 50% drop […]

UK house prices fell 1.5% in December, with the average house price now £281,272, down from £285,425 in November, the latest data from Halifax shows. This may not sound like much but it’s the fourth fall in a row for Britain’s biggest mortgage lender. Meanwhile, Zoopla forecasts UK house prices will likely fall by 5% this year, Lloyds bank predicts […]

Second homeowners, landlords and property investors will face a higher tax bill on their profits following changes made in last week’s Autumn Statement. The Chancellor Jeremy Hunt halved the threshold for paying capital gains tax (CGT) from £12,300 to £6,000. This will take effect from April 2023. There will be a further cut to the […]